How does Slope determine a Buyer’s borrowing limit and terms?

Edited

Slope takes into account several factors, including financial performance and credit history — and can determine a Buyer’s borrowing power in seconds. The combination of these data points allow us to make a thorough assessment of the right pre-approved limit for a business. Specifically, we decide:

  • Pre-approved Limit: The maximum pre-approved limit for a business.

  • Order Limit: The maximum transaction size that can be financed at once.

  • Terms: The repayment terms the business can choose from. We offer a variety of net and installment terms, depending on the merchant partner through which the customer obtains a Slope loan.

  • Pricing: The financing fee rate for each term option offered.