What does the application process look like?
Our application process is simple, straightforward, and transparent, with the following steps:
Online application (~5 minutes, for up to $100K pre-approval)
Takes ~5 minutes
System might issue an auto approval in seconds; human second look / follow-ups in select cases with no system approval
Key information needed:
Each beneficial owner’s SSN
Authorization for a consumer credit soft pull from one beneficial owner or control person (eg senior executive)
Business bank account connections via Plaid
See our application guide for a full list of information needed + step-by-step instructions
Manual underwriting (for higher limits; ~2BD turnaround by Slope), with:
YTD financials + last 2 years’ tax returns (audited financials acceptable if latest tax return not finalized)
Loan statements for debt >$200K (required only for >$250K limit with Slope)
Up to 30-minute routine diligence call, as needed